The Micro Center Insider Credit Card (2024)

The Micro Center Insider Credit Card (1)

6 Months Special Financing* on purchases $240 and up

when you use your Micro Center Insider® card

COMING SOON to your Micro Center!

To make your Insider Card shopping easier, please choose your Micro Center store.

10% off on desktops or MACs
With credit approval, use your Micro Center Insider® creditcard for 10% off your purchase every day. Offer cannot be combined with specialfinancing. See store for details. SELECTDESKTOPS, OR MACs

5% off on purchases every day on select products
With credit approval, use your Micro Center Insider® creditcard for 5% off your purchase every day. Offer cannot be combined with specialfinancing. See store for details.

6 months special financing*
With credit approval, use your Micro Center Insider® credit card for special financing for 6 months. Minimum purchase of $240 required. See store for details.

12 months special financing*
With credit approval, use your Micro Center Insider® credit card for special financing for 12 months. Minimum purchase of $499 required. Offer valid only on select products. See store for details. SELECT PRODUCTS

24 months 0% APR3
With credit approval, use your Micro Center Insider® creditcard for 24 months with 0% APR. 24 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

36 months 0% APR4
With credit approval, use your Micro Center Insider® creditcard for 36 months with 0% APR. 36 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

36 months 0% APR3
With credit approval, use your Micro Center Insider® creditcard for 36 months with 0% APR. 36 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

36 months 0% APR4
With credit approval, use your Micro Center Insider® creditcard for 36 months with 0% APR. 36 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

Already a Micro Center Insider® cardholder?

PLEASE NOTE: Upon approval, your Insider® Card purchase must be made at the store where you a) texted to apply or b) at the store selected from the online dropdown menu. 5% off not applicable to ship out orders.

* Subject to credit approval. Ask for details. Credit offers cannot be combined. Minimum purchase required for financing. See store for details. Some exclusions apply. In-store only. Message and data rates may apply.† 5% and 10% off does not apply to the following: tax; recycling fees; bottle deposits; bag fees and taxes; ship out orders; gift cards not associated with a product or serving as a product replacement and certain items that have no SKU or UPC. If you use a Micro Center Insider® Card in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to you Micro Center Insider® Card

1 Monthly payment is based on purchase price alone excluding taxes. Credit purchases subject to credit approval. Other transactions may affect the monthly payment. Offer expires 7/28/24. See store for details.

3 The Micro Center Insider® credit card is issued by Wells Fargo Bank, N.A. Special terms for 24 months apply to select products charged with approved credit. For eligible products, see store for details. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. The APR for Purchases is 28.99%. Existing cardholders should see their credit card agreement for details including APR and fees applicable to your account. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 06/01/24 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 7/28/24.

4 The Micro Center Insider® credit card is issued by Wells Fargo Bank, N.A. Special terms for 36 months apply to select products charged with approved credit. For eligible products, see store for details. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. The APR for Purchases is 28.99%. Existing cardholders should see their credit card agreement for details including APR and fees applicable to your account. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 06/01/24 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 7/28/24.

The Micro Center Insider Credit Card (2024)

FAQs

Does Micro Center do in-store credit? ›

In-Store Credit: Receive in-store credit that you can use toward any Micro Center product. Stay Up-to-Date: Keep up with the latest GPU technology by selling your old graphics card to us.

What bank is Microcenter credit card? ›

2 The Micro Center Insider® credit card is issued by Wells Fargo Bank, N.A. Special terms for 24 months apply to select products charged with approved credit.

Can I use my micro center credit card anywhere? ›

The Micro Center Credit Card is private label and can only be used at Micro Center, but can be used at all of them! No need to worry if you forget your credit card, the CSR(cashier) can assist you and print out a temporary bar code anytime, not just on the first one! Thanks so much for choosing Micro Center!

Is Credit AI an actual credit card? ›

The Cred.ai credit card, aka the Unicorn Card, is designed to help you build credit, and it includes features to protect you from fraud, overspending or making late bill payments.

How does in-store credit work? ›

Store credit is a value that retailers offer customers instead of a traditional cash refund. Because the credit can only be spent at the same store, it keeps money within the business when products are returned.

How to use credit card at store? ›

To pay for your purchases at a retail outlet, be it a restaurant, a supermarket or a shopping mall, just present your card at the billing counter. The person at the counter will swipe or insert your card into a machine and ask you to enter your PIN (a secret code that only you know).

How do I pay my Micro Center bill? ›

How to Pay a Micro Center Credit Card Bill. Online: Log in to your online account. Next, choose “Transfer and Pay”, and then “Pay Bills” from the navigation menu. After that, complete the requested info, verify your details, and click on “Submit”.

Can I pay with cash and card Micro Center? ›

Using Multiple Forms of Payment

Yes, you can use multiple forms of payment on in-store purchases. Simply let the cashier know you will need to use multiple payment methods when making your transaction. Unfortunately, Micro Center is unable to accept multiple forms of payment for Micro Center Online (Shipping) Orders.

What cards are accepted at Micro Center? ›

Payment Methods Accepted.

At Micro Center® stores and Micro Center Online®, you can shop using your MasterCard, VISA, American Express, Discover® Network Card, Diners Club, Micro Center Credit Card and debit cards.

Does Micro Center have buy now pay later? ›

Shop Now, Pay Later with Micro Center Payment Plans

Shop seamlessly at Micro Center using Sezzle's bill now pay later platform to become financially empowered with a user-friendly approach that fits your financial flow and ensures no surprises with Micro Center payment methods.

Can I use PayPal at Micro Center? ›

We do not accept PayPal as a method of payment for in-store purchases/in-store pickup orders or online shipping orders. The only exception being is if you're using a physical PayPal MasterCard for your purchase. What forms of payment can I use?

Can I use my Synchrony card at any store? ›

The card only works at Synchrony's partner stores

Use Synchrony's store locator to find merchants that accept the Synchrony Home credit card. But despite those thousands of Synchrony Home partners, this credit card isn't a true "open-loop" card that can be used anywhere the card's payment network is accepted.

What is the minimum credit score for cred? ›

trusted by over 25 million creditworthy members, CRED transforms each payment into a rewarding experience. to become a CRED member, you need a credit score of 750 or above. you can apply for membership by signing up on CRED with your name and a valid mobile number (issued within India).

What is an AI credit score? ›

A credit AI score is a creditworthiness assessment generated by artificial intelligence algorithms that analyze a wide range of data points, including some that are not considered in traditional credit scoring models, to predict a borrower's likelihood of repaying a loan.

Does Cred AI have a monthly fee? ›

With the cred.ai guaranty you never pay fees or interest1, never overspend, build credit automatically2, and spend your paycheck early3, with cutting edge tech you can't get anywhere else. cred.ai™ is a high-tech & premium card spending experience.

Does Micro Center store credit expire? ›

If it is not repairable, and an alike item is not available, typically a store credit would be issued. That store credit does not have an expiry date.

How do returns work at a Micro Center? ›

Micro Center's Return Check-In takes care of all the fuss with only a few quick questions you can answer from anywhere. Take care of your return the night before on the couch or as you're walking through our front doors. Then, simply hand our associate your return, show them your Return QR code, and you're done!

What payment options does Micro Center accept? ›

At Micro Center® stores and Micro Center Online®, you can shop using your MasterCard, VISA, American Express, Discover® Network Card, Diners Club, Micro Center Credit Card and debit cards.

What is the difference between store credit and credit? ›

Both types can offer a way to finance purchases and receive certain perks. The big difference is where these cards are accepted. Conventional credit cards are accepted almost anywhere, while store cards are usually only valid ways to pay for purchases at select retailers.

References

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